The Credit One Bank Wander® Card earns 10 points per dollar on eligible hotels and car rentals booked through the Credit One Bank travel partner, 5 points per dollar on eligible travel, dining and gas and 1 point per dollar on all other purchases. One strong advantage of this card is its advertised minimum credit rating of “average.” Many cards offering excellent reward rates limit offerings to those with good or better credit, so for many the $95 annual fee may be worth paying to unlock early access to better rewards on the journey toward building or rebuilding better credit.įor those with subprime credit, we advise taking care not to be fooled by big rewards: If a cardholder isn’t ready to practice responsible spending habits-including paying bills on time, every time-the interest charges associated with carrying a balance will wipe out any rewards and the damage a user’s credit will suffer from any inability to make minimum payments on time can also hurt. Wanderlust-worthy? Perhaps, but there’s at least one major catch: The card also now charges a $95 annual fee, and those who plan to wander off and forget about due dates or paying in full on-time should stay put, as the card’s 28.24% variable APR on purchases will make carrying a balance costly. Other redemption options exist, though rates may vary. Rewards can be redeemed as statement credits at a rate of $0.01 per point. The card offers a welcome bonus too of 10,000 bonus points after spending $1,000 on eligible purchases in the first 90 days which can be redeemed for a $100 statement credit, gift cards, or travel. The card earns 10 points per dollar on eligible hotels and car rentals booked through the Credit One Bank travel partner, 5 points per dollar on eligible travel, dining and gas and 1 point per dollar on all other purchases. The Credit One Bank Wander® Card’s latest update removes the unique-bonus-category rewards the card previously featured and instead adds a more typical (and potentially more lucrative) set of widely-used travel reward bonus categories.
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